Life Skills Assessment (Part 2)

I understand how interest rates work on loans or credit purchases.

I understand the disadvantages of making purchases with my credit card.

I know the importance of a good credit score.

I know how to balance my bank account.

I put money in my savings account when I can.

I know an adult who would help me if I had a financial emergency.

I use online banking to keep track of my money.

I know the advantages and disadvantages of using a check cashing or payday loan store.

I know how to find safe and affordable housing.

I can figure out the costs to move to a new place, such as deposits, rents, utilities, and furniture.

I know how to fill out an apartment rental application.

I know how to get emergency help to pay for water, electricity, and gas bills.

I know what can happen if I break my rental lease.

I can explain why people need renter’s or homeowner’s insurance.

I know an adult I could live with for a few days or weeks if I needed to.

There is at least one adult that I have regular contact with, other than my case manager or other professional, who lives in stable and safe housing.

I know an adult I can go to for financial advice.

I plan for the expenses that I must pay each month.

I keep records of the money I am paid and the bills I pay.

I know what happens in my state if I am caught driving without car insurance or a driver’s license.

I can explain how to get and renew a driver’s license or state ID card.

I can figure out all the costs of car ownership, such as registration, repairs, insurance, and gas.

I know how to use public transportation to get where i need to go.

I know how to develop a resume.

I know how to fill out a job application.

I know how to prepare for a job interview.

I know what the information on a pay stub means.

I can fill out a W-4 payroll exemption form when I get a job.

I know what employee benefits are.

I know what sexual harassment and discrimination are.

I know the reasons why my personal contacts are important for finding a job.

I know how to get the documents I need for work, such as my Social Security car and birth certificate.

I get my work done and turned in on time.

I get to school or work on time.

I look over my work for mistakes.

I know where I can get tutoring or other help with school work.

I know how to prepare for exams and/or presentations.

I can take criticism and direction at school or work without losing my temper.

I have an adult in my life who cares about how I am doing at school or work.

I believe I can influence how my life will turn out.

I can describe my vision for myself as a successful adult.

I have a good relationship with a trusted adult I like and respect.

I would like to use my experience to help other youth.

I believe my relationships with others will help me succeed.

I feel I am ready for the next phase of my life.

Most days, I am proud of the way I am living my life.

Most Days, I feel I have control of how my life will turn out.